A publication of the Stern School of Business, New York University
President, New York University • John E. Sexton
Dean, Stern School of Business • Thomas F. Cooley
Chairman, Board of Overseers • William R. Berkley
Chairman Emeritus, Board of Overseers • Henry Kaufman
Associate Dean, Marketing and External Relations • Joanne Hvala
Editor, Sternbusiness • Daniel Gross
Project Manager • Rika Nazem
Design • Esposite Graphics

Illustrations • Chris McAllister, Timothy Cook, Warren Gebert,
Gorden Studer, Robert O'Hair, and Michael Caswell

Letters to the Editor may be sent to:
NYU Stern School of Business
Office of Public Affairs
44 West Fourth Street, Suite 10-83
New York, NY 10012

www.stern.nyu.edu