Lawrence J. White, "Fannie Mae, Freddie Mac, And Housing:Good Intentions Gone Awry," July 2006.  Working Paper No. S-FI-06-01

John Asker and Alexander Ljungqvist, "Sharing Underwriters with Rivals: Implications for Competition in Investment Banking," December 2005. Working Paper No. S-FI-05-03

Alexander Ljungqvist, Felicia C. Marston, and William J. Wilhelm Jr., “Scaling the Hierarchy: How and Why Investment Banks Compete for Syndicate Co-Management Appointments,” September 2005.  Working Paper No. S-FI-05-02

Victoria Ivashina, Vinay B. Nair, Anthony Saunders, Nadia Ziad Massoud and Roger Stover, “The Role of Banks in Takeovers,” January 2005. Working Paper No. S-FI-05-01

Sreedhar Bharath, Sandeep Dahiya, Anthony Saunders, and Anand Srinivasan, “So What Do I Get? The Bank’s View of Lending Relationships,” November 2004. Working Paper No. S-FI-04-10

Roman Inderst and Holger M. Müller, “Credit Risk Analysis and Security Design,” June 2004. Working Paper No. S-FI-04-09

Yael Hochberg, Alexander Ljungqvist and Yang Lu, “Who You Know Matters: Venture Capital Networks and Investment Performance,” December 2004.  Working Paper No. S-FI-04-08

W. Scott Frame and Lawrence J. White, “Fussing and Fuming over Fannie and Freddie:  How Much Smoke, How Much Fire?” September 2004.  Working Paper No. S-FI-04-07

Lawrence White, “Fannie Mae, Freddie Mac, and Housing Finance: Why True Privatization is Good Public Policy,” August 2004.  Working Paper No. S-FI-04-06

Lawrence White, “Mortgage Backed Securities: Another Way to Finance Housing,” August 2004.  Working Paper No. S-FI-04-05

Paul Wachtel, John Bonin and Iftekhar Hasan, “Privatization Matters: Bank Efficiency in Transition Countries,” March 2004. Working Paper No. S-FI-04-04

Alexander Ljungqvist and William J. Wilhelm, Jr., "Does Prospect Theory Explain IPO Market Behavior?" February 2004.  Working Paper No. S-FI-04-03

Edward Altman, Amar Gander and Anthony Saunders, "Informational Efficiency of Loans Versus Bonds: Evidence From Secondary Market Prices,” February 2004.  Working Paper No. S-FI-04-02

Lawrence J. White and W. Scott Frame, “Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac,” February 2004.  Working Paper No. S-FI-04-01

Ingo Walter, "Strategies in Banking and Financial Services Firms: A Survey,” December 2003. Working Paper No. S-FI-03-23

Jing-zhi Huang and Weipeng Kong, "Explaining Credit Spread Changes: Some New Evidence from Option-Adjusted Spreads of Bond Indices,” March 2003.  Working Paper No. S-F1-03-22

Edward I. Altman and Gaurav Bana, "Defaults and Returns on High Yield Bonds: The Year 2002 in Review and the Market Outlook,” February 2003.  Working Paper No. S-F1-03-21

Edward I. Altman and Shubin Jha, "Market Size and Investment Performance of Defaulted Bonds and Bank Loans: 1987-2002,” February 2003.  Working Paper No. S-FI-03-20

Edward I. Altman, Brooks Brady, Andrea Resti and Andrea Sironi, "The Link between Default and Recovery Rates: Theory, Empirical Evidence and Implications,” March 2003.  Working Paper No. S-FI-03-19

Lawrence J. White, “The New Economy and Banks and Financial Institutions,” March 2003.  Working Paper No. S-FI-03-18

Lawrence J. White, “The Savings and Loan Debacle: A Perspective from the Early Twenty-First Century,” March 2003.  Working Paper No. S-FI-03-17

Franklin Allen and Douglas Gale, “Financial Intermediaries and Markets,” December 2003.  Working Paper No. S-FI-03-16

Alexander Ljungqvist, Felicia Marston and William J. Wilhelm, Jr., "Competing for Securities Underwriting Mandates: Banking Relationships and Analyst Recommendations,” December 2003.  Working Paper No. S-FI-03-15

Edward Altman, Amar Gande, and Anthony Saunders, “Informational Efficiency of Loans versus Bonds: Evidence from Secondary Market Prices,” October 2003.  Working Paper No. S-FI-03-14

Linda Allen, "Cyclicality in Catastrophic and Operational Risk Measurements,” November 2003. Working Paper No. S-FI-03-13

Yoram Landskroner and Jacob Paroush, "Bank Management and Market Discipline,” October 2003. Working Paper No. S-FI-03-12

Alexander Ljungqvist and Matthew Richardson, " The Investment Behavior of Private Equity Fund Managers,” October 2003. Working Paper No. S-FI-03-11

William L. Silber, "Birth of the Federal Reserve: Crisis in the Womb,” October 2003. Working Paper No. S-FI-03-10

Ingyu Chiou and Lawrence J. White, “Measuring the Value of Strategic Alliances in the Wake of a Financial Implosion: Evidence from Japan's Financial Services Sector,” October 2003. Working Paper No. S-FI-03-09

Ingo Walter, ”Conflicts of Interest and Market Discipline Among Financial Services Firms,” October 2003. Working Paper No. S-FI-03-08

Franklin Allen and Douglas Gale, “Financial Fragility, Liquidity and Asset Prices,” September 2003.  Working Paper No. S-FI-03-07

Franklin Allen and Douglas Gale, “Competition and Financial Stability,” September 2003.Working Paper No. S-FI-03-06

Nadia Massoud, Anthony Saunders and Barry Scholnick, "Is There a Customer Relationship Effect from Bank ATM Surcharges?" July 2003. Working Paper No. S-FI-03-05

Alexander Ljungqvist, Felicia Marston and William J. Wilhelm, Jr., "Competing for Securities Underwriting Mandates: Banking Relationships and Analyst Recommendations," May 2003. Working Paper No. S-FI-03-04

Linda Allen, Gayle DeLong and Anthony Saunders, "Issues in the Credit Risk Modeling of Retail Markets," February 2003. Working Paper No. S-FI-03-03

Dongcheol Kim, Darius Palia and Anthony Saunders,  "The Long-Run Behaviour of Debt and Equity Underwriting Spreads," January 2003. Working Paper No. S-FI-03-02

Alexander Ljungqvist and Matthew Richardson,  "The Cash Flow, Return and Risk Characteristics of Private Equity," January 2003. Working Paper No. S-FI-03-01

Roman Inderst and Holger M Mueller," Credit Risk Analysis and Security Design," November 2002.  Working Paper No. S-FI-02-13

Linda Allen and Anthony Saunders, "Incorporating Systemic Influences Into Risk Measurements: A Survey of the Literature," December 2002.  Working Paper No.  S-FI-02-12

Edward I. Altman, "Revisiting Credit Scoring Models in a Basel 2 Environment," May 2002. Working Paper No.   S-FI-02-11

Paolo Pasquariello, “Central Bank Intervention and the Intraday Process of Price Formation in the Currency Markets,” October 2002.  Working Paper No.  S-FI-02-10

Paolo Pasquariello,  " Informative Trading or Just Noise? An Analysis of Currency Returns, Market Liquidity, and Transaction Costs in Proximity of Central Bank Interventions,” October 2002.  Working Paper No.  S-FI-02-09

Alexander Ljungqvist, "Conflicts of Interest and Efficient Contracting in IPOs," September 2002. Working Paper No. S-FI-02-08

Ingo Walter, "Strategies in Financial Services, the Shareholders and the System Is Bigger and Broader Better?" September 2002. Working Paper No.   S-FI-02-07

Ingo Walter, " Financial integration across borders and across sectors: implications for regulatory structures,” June 2002.  Working Paper No.  S-FI-02-06

Linda Allen and Anthony Saunders, "A Survey of Cyclical Effects in Credit Risk Measurement Models,” May 2002. Working Paper No.  S-FI-02-05

Yakov Amihud, Gayle L. DeLong and Anthony Saunders, "The Effects of Cross-Border Bank Mergers on Bank Risk and Value,” March 2002. Working Paper No. S-FI-02-04

Anthony Saunders and Roger D. Stover, "Commercial Bank Underwriting of Credit-Enhanced Bonds: Are there Certification Benefits to the Issuer?" March 2002. Working Paper No. S-FI-02-03

John A Doukas, Chansog Kim and Christos Pantzalis, "Discounted Stocks and Excess Analyst Coverage,” January 2002. Working Paper No. S-FI-02-02

Roman Inderst and Holger M. Mueller, "Venture Capital Contracts and Market Structure,” January 2002. Working Paper No. S-FI-02-01

Alexander P. Ljungqvist and William J. Wilhelm, Jr., "IPO Pricing in the Dot-Com Bubble: Complacency or Incentives,” December 2001. (Revised February 2002) Working Paper No. S-FI-01-12

Viral V Acharya, Iftekhar Hasan and Anthony Saunders, "The Effects of Focus and Diversification on Bank Risk and Return: Evidence from Individual Bank Loan Portfolios," December 2001. Working Paper No.  S-FI-01-11

Linda Allen, Julapa Jagtiani, Stavros Peristiani and Anthony Saunders, "The Role of Bank Advisors in Mergers and Acquisitions," December 2001. Working Paper No.  S-FI-01-10

Larry Alan Bear and Rita Maldonado-Bear, "Managing Ethical Risk: The Securities Industry and the Law," October 2001. Working Paper No. S-FI-01-09

Yakov Amihud, Shmuel Hauser and Amir Kirsh, "Allocations, Adverse Selection and Cascades in IPOs: Evidence from Israel," October 2001. Working Paper No. S-FI-01-08

Anthony Saunders and Anand Srinivasan, "Investment Banking Relationships and Merger Fees," October 2001. Working Paper No. S-FI-01-07

Lei Yu, "On the Wealth and Risk Effects of the Glass-Steagall Overhaul: Evidence from the Stock Market,” January 2001. Working Paper No. S-FI-01-06

Alexander P Ljungqvist, Vikram Nanda and Rajdeep Singh, "Hot Markets, Investor Sentiment, and IPO Pricing,” September 2001. Working Paper No. S-FI-01-05

Lawrence M Benveniste, Alexander P. Ljungqvist, William J. Wilhelm, Jr. and Xiaoyun Yu, "Evidence of Information Spillovers in the Production of Investment Banking Services,” August 2001. Working Paper No.  S-FI-01-04

Anthony Saunders and Roger D. Stover, "Commercial Bank Underwriting of Credit-Enhanced Bonds: Are there Benefits to the Issuer?" July 2001. Working Paper No. S-FI-01-03

Alexander Ljungqvist and William J. Wilhelm, Jr. "IPO Allocations: Discriminatory or Discretionary?" August 2001. Working Paper No. S-FI-01-02

Dahiya Sandeep, Anthony Saunders and Anand Srinivasan, "Financial Distress and Bank Lending Relationships,” October 2001.  Working Paper No.  S-FI-01-01

Edward Altman and Anthony Saunders, "Credit Ratings and the BIS Reform Agenda," 2000. Working Paper No. S-FI-00-08

Sandeep Dahiya, Kose John, Manju Puri and Gabriel Ramirez, "The Dynamics of Debtor-in- Possession Financing: Bankruptcy Resolution and the Role of Prior Lenders," September 2000. Working Paper No. S-FI-00-07

Kose John, Anthony Lynch, and Manju Puri, "Credit Ratings, Collateral and Loan Characteristics: Implications for Yield," November 2000. Working Paper No.  S-FI-00-06

A. Sinan Cebenoyan and Philip E. Strahan, "Risk Management, Capital Structure and Capital Budgeting in Financial Institutions," September 27, 2000. Working Paper No. S-FI-00-05

Linda Allen, Julapa Jagtiani and James Moser, "Do Markets React to Bank Examination Ratings? Evidence of Indirect Disclosure of Management Quality Through BHCs' Applications to Convert to FHCs," October 2000. Working Paper No. S-FI-00-04

Alexander Ljungqvist, Tim Jenkinson and William J. Wilhelm, Jr., "Global Integration in Primary Equity Markets: The Role of U.S. Banks and U.S. Investors," September 8, 2000. Working Paper No. S-FI-00-03

Sandeep Dahiya, Manju Puri and Anthony Saunders, "Bank Borrowers and Loan Sales: New Evidence on the Uniqueness of Bank Loans," July 2000. Working Paper No. S-FI-00-02

Edward I Altman and Anthony Saunders, "An Analysis and Critique of the BIS Proposal on Capital Adequacy and Ratings," January 2000. Working Paper No. S-FI-00-01

Robert DeYoung, Iftekhar Hasan, and William C. Hunter,  ‘The Determinants of De Novo Bank Survival,” 1999 Working Paper No. S-FI-99-04

Subal C. Kumbhakar, Ana Lozano-Vivas, C. A. Knox Lovell and Iftekhar Hasan, “The Effects of Deregulation on the Performance of Financial Institutions: The Case of Spanish Savings Banks,” 1999. Working Paper No.  S-FI-99-03

Suleyman Basak and Alexander Shapiro, “Value-at-Risk Based Risk Management: Optimal Policies and Asset Prices,” October 1999. Working Paper No. S-FI-99-02

Ingo Walter, “Financial Services Strategies in the Euro-Zone,” March 1999. Working Paper No.  S-FI-99-01

Anthony Saunders and Berry Wilson, “Bank Capital and Bank Structure: A Comparative Analysis of the US, UK and Canada,” October 1998. Working Paper No.   S-FI-98-13

Berry Wilson, Anthony Saunders and Gerard Caprio, Jr., “Mexico's Banking Crisis: Devaluation and Asset Concentration Effects,” November 1997. Working Paper No.   S-FI-98-12

Roy C. Smith, “The European Securities Industry Under A Single Currency,” February 1998. Working Paper No.  S-FI-98-11

Roy C. Smith and Ingo Walter, “Global Patterns of Mergers and Acquisition Activity in the Financial Services Industry,” January 1998. Working Paper No.   S-FI-98-10

Anthony Saunders and Liliana Schumacher, “The Determinants of Bank Interest Rate Margins: An International Study,” September 1997. Working Paper No.   S-FI-98-09

Kose John, Crocker Liu and R. A. Radhakrishnan, “Analysis of Senior-Subordinated Structures Backed by Private-Label Mortgages,” February 1998. Working Paper No. S-FI-98-08

Kose John, Anthony Saunders and Lemma W. Senbet, “A Theory of Bank Regulation and Management Compensation,” May 1998. Working Paper No.   S-FI-98-07

Lawrence G. Goldberg, James R. Lothian and John Okunev, “Has International Financial Integration Increased?” September 1997. Working Paper No.   S-FI-98-06

Lawrence G. Goldberg and Lawrence J. White,   “De Novo Banks and Lending to Small Businesses: An Empirical Analysis,’ July 1997. Working Paper No.   S-FI-98-05

Zsuzsanna Fluck, Douglas Holtz-Eakin and Harvey S. Rosen, “Where Does the Money Come From? The Financing of Small Entrepreneurial Enterprises,” February 1998. Working Paper No.   S-FI-98-04

Allen N. Berger, Anthony Saunders, Joseph M. Scalise and Gregory F. Udell, “The Effects of Bank Mergers and Acquisitions on Small Business Lending,” January 1998. Working Paper No.   S-FI-98-03

Rebel A. Cole, Lawrence G. Goldberg and Lawrence J. White,  “Cookie-Cutter versus Character: The Micro Structure of Small Business Lending by Large and Small Banks,” December 1997. Working Paper No.   S-FI-98-02

Robert DeYoung, Lawrence G. Goldberg and Lawrence J. White, “Youth, Adolescence, and Maturity of Banks: Credit Availability to Small Business in an Era of Banking Consolidation,” October 1997. Working Paper No.  S-FI-98-01